Compliance Officer Job at Sonic Title, Dearborn, MI

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  • Sonic Title
  • Dearborn, MI

Job Description

We are seeking a proactive and detail-oriented Compliance Officer to oversee regulatory and operational compliance across our lending (NMLS), real estate brokerage, and title agency divisions. This role is critical in maintaining adherence to RESPA, state/federal lending laws, title licensing requirements, and real estate broker regulations. You will develop, implement, and monitor internal controls, ensuring Sonic's operations remain compliant as we grow. Responsibilities: • Lead the development, implementation, and management of company-wide compliance programs. • Maintain and submit reporting through NMLS • Ensure ongoing adherence to RESPA, TILA, ECOA, and other federal/state mortgage and real estate laws. • Monitor NMLS and state licensing requirements for all loan officers and entities; oversee renewals and regulatory updates. • Maintain compliance with state real estate licensing laws and broker supervision obligations. • Oversee ALTA Best Practices and title agency compliance, including escrow trust account procedures, privacy policies, and recording processes. • Perform internal audits and risk assessments; address findings with corrective action plans. • Partner with leadership and operations to train staff and ensure compliance is built into daily processes. • Manage regulator inquiries, examinations, and licensing audits with confidence and precision. • Stay informed of changing laws, regulations, and enforcement trends, and proactively advise the business. • Draft, revise, and maintain all compliance policies and documentation, including privacy policies, clean desk policy, remote work policy, and more. Qualifications: • Minimum 5 years of compliance experience in mortgage, real estate, or title. • Deep knowledge of RESPA and affiliated business arrangements (AfBAs). • Familiarity with NMLS licensing and regulatory filings. • Experience with real estate brokerage supervision and title company operations. • Proven ability to interpret and implement complex federal and state regulations. • Strong written communication and documentation skills. • Ability to work cross-functionally with executives, legal, operations, and sales. • Organized, meticulous, and capable of managing compliance across multiple entities. About Company: Sonic Title® is a full-service title agency dedicated to providing efficient and reliable real estate closings. We focus on accuracy, transparency, and timely execution, ensuring a smooth process for buyers, sellers, agents, and lenders. Our team is experienced in handling a wide range of transactions, from residential purchases and refinances to more complex real estate deals. We prioritize clear communication, attention to detail, and proactive problem-solving to keep closings on track. At Sonic Title®, we value professionalism and expertise. We are looking for experienced professionals who take pride in their work and are committed to delivering a seamless closing experience.

Job Tags

Remote work,

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